VGP Portfolio - Debt Fund Vs Fixed Deposit

You can earn better with Debt Funds instead of Fixed deposit

except this, you will gain INDEXATION benefit while investing in Debt Mutual Funds

Risk free
investment

Quick redemption
(Within 24 Hrs)^~

Taxation benefit
on Returns^{^}

Better Returns
over Fixed Deposits

Let’s find out what you LOSE by investing in a Fixed Deposit.

How much do you want to invest

For 5 yrs & above, invest in Equity Oriented Funds

Ok Great! How long do you want to invest

Years

Minimum investment for 3 Yrs to get Indexation benefit in Debt Mutual Fund

Amount Invested {{ investamount2 }} for Years

Rate of Interest^#	Return (Pre Tax)	Indexed Value*	Income Tax^{^}	Post Tax Return	Effective ROI	What you Lose
if invested in Debt Funds
7.50 %	{{ pre_taxdebt }}	{{ index_valdebt }}	{{ income_valdebt }}	{{ post_taxdebt }}	{{ effec_roidebt }} %	---
if invested Fixed Deposit
6.75 %	{{ pre_taxfd }}	{{ index_valfd }}	{{ income_valfd }}	{{ post_taxfd }}	{{ effec_roifd }} %	{{ lost_fd }}

# Interest rate may vary as per RBI credit policy.
* Inflation ( applied at the rate of 5% Per annum ) may vary as per Indian economy.
< Calculated over Simple Interest.
^ Assuming 30% Tax Slab/20% after Indexation.
~ Except on Holidays.
This calculation is just for illustration purpose.
Please contact your Chartered Accountant for detailed calculation on Indexation.

Recalculate

Invest in Debt Funds with amount {{ investamount2 }}

Choose from the top schemes under debt category

Select	Scheme name	Latest Nav	Return(%) 3 Months	Return(%) 6 Months	Return(%) 1 Year	Return(%) 3 Years	Enter Amount